Debt Restructuring & Consolidation for Sustainable Financial Stability

Reduce financial pressure, improve cashflow, and regain control of your balance sheet with tailored restructuring and consolidation solutions.

What Is Debt Restructuring & Consolidation?

 

Debt restructuring and consolidation reorganize your existing liabilities into a single, manageable repayment structure.
This can lower interest rates, extend repayment periods, and free up working capital for growth.
 

Instead of managing multiple loans, credit lines, and short-term liabilities, businesses can combine or restructure debt to:
 

  • Reduce monthly repayments
  • Extend maturities
  • Lower overall financing costs
  • Lower overall financing costs
  • Improve liquidity
  • Restore financial flexibility

 

PrestaFlex supports companies in both proactive optimisation and critical turnaround situations — always with discretion and speed.

We negotiate directly with lenders to secure the most favorable terms.

We act as your single point of contact and engage directly with banks, leasing companies, and alternative lenders on your behalf. Our role is to renegotiate terms, maturities, covenants, and repayment structures based on a realistic assessment of your financial situation and future cash-flow capacity.

By presenting a clear, well-structured case to each creditor, we reduce complexity, align interests, and secure conditions that support stability and recovery - not short-term pressure.

Why Choose PrestaFlex

Expert Negotiation

Proven track record with Swiss banks and alternative lenders.

One Simple Repayment

Consolidate multiple debts into a single schedule.

Cost Reduction

Lower interest and fees to improve your bottom line.

Confidential Handling

Maintain reputation and stakeholder confidence.

Flexible Credit Options

Financing & Restructuring Options

Explore a range of financing structures designed to match your business needs — from short-term liquidity to large-scale syndicated solutions.
  • Consolidation loans with extended repayment periods
  • Refinancing high-interest debt into lower-rate facilities
  • Asset-backed refinancing for improved terms
  • Hybrid solutions combining bank and private financing

How it Works

Our Process

From request to funding in less than 10 days. Here’s how PrestaFlex makes financing efficient and straightforward.
  • 1
    Free & Fast Pre-check

    We review your goals, constraints, and feasibility — at no cost and with full confidentiality.
    You get clarity within hours, not weeks.

  • 2
    Collect & Prepare Under a Mandate

    Together, we assemble the financials, business plan, collateral, and a concise diagnostic.
    This professional packaging significantly increases the chances of approval.

  • 3
    Structure the Optimal Solution

    We build a tailored financing structure using the right mix of:
    loan · leasing · refinancing · mortgage · factoring · private equity · tenor · covenants · securities
    Your case is shaped to meet institutional requirements and maximise acceptance.

  • 4
    Launch a Targeted Tender

    We present your case to the most relevant Swiss and European financial institutions and partners.
    Only the best-matched lenders and investors receive your dossier — saving time and improving outcomes.

  • 5
    Negotiate & Decide

    We compare offers, negotiate terms, and guide you through the approvals process.
    You receive optimized conditions with complete transparency.

  • 6
    Sign & Disburse

    We support all documentation, release of funds, and after-care.
    Funding is typically completed within 10 business days.

Need to Optimise or Restructure Your Debt?

Our experts will assess your situation and propose tailored solutions — discreetly and efficiently.