What Is Debt Restructuring & Consolidation?
Debt restructuring and consolidation reorganize your existing liabilities into a single, manageable repayment structure.
This can lower interest rates, extend repayment periods, and free up working capital for growth.
Instead of managing multiple loans, credit lines, and short-term liabilities, businesses can combine or restructure debt to:
- Reduce monthly repayments
- Extend maturities
- Lower overall financing costs
- Lower overall financing costs
- Improve liquidity
- Restore financial flexibility
PrestaFlex supports companies in both proactive optimisation and critical turnaround situations — always with discretion and speed.
We act as your single point of contact and engage directly with banks, leasing companies, and alternative lenders on your behalf. Our role is to renegotiate terms, maturities, covenants, and repayment structures based on a realistic assessment of your financial situation and future cash-flow capacity.
By presenting a clear, well-structured case to each creditor, we reduce complexity, align interests, and secure conditions that support stability and recovery - not short-term pressure.
Why Choose PrestaFlex
Flexible Credit Options
Financing & Restructuring Options
Consolidation loans with extended repayment periods
Refinancing high-interest debt into lower-rate facilities
Asset-backed refinancing for improved terms
Hybrid solutions combining bank and private financing
Featured Case Study
Need to Optimise or Restructure Your Debt?