Working Capital Financing tailored to Your Businesses

Strengthen your liquidity, stabilize cash flow, and secure the flexibility you need to operate and grow.
Request a financing

What Is Working Capital Financing?

 

Working capital financing helps businesses cover short-term operational needs, manage liquidity gaps, and maintain a stable financial foundation.
It ensures your company has the cash needed to pay suppliers, handle payroll, cover inventory cycles, manage unexpected expenses or sustain day-to-day operations.

At PrestaFlex, we specialise in securing fast, flexible, and tailored working capital solutions for small and mid-sized companies.
Did you know?

Working capital financing is ideal when:

 

  • Invoices are paid late and create cashflow stress
  • Seasonal dips affect liquidity
  • Rapid growth requires more working capital
  • Unexpected expenses appear
  • Large orders require pre-financing
  • Banks declined or offered insufficient limits

 

Each case is different — which is why our solutions are custom-structured, not one-size-fits-all.

Why Choose PrestaFlex for Working Capital Financing

Tailored Structures

Financing solutions aligned to your unique business cycle and cash flow patterns.

Fast Decision-Making

Initial feedback within 48 hours, with expedited processing for urgent needs.

Access to 80+ Partners

Extensive network of banks, funds, and fintech partners across Switzerland and Europe.

Confidential Handling

Discreet financing solutions that protect your market position and reputation.

How it Works

Our Process

From request to funding in less than 10 days. Here’s how PrestaFlex makes financing efficient and straightforward.
  • 1
    Free & Fast Pre-check

    We review your goals, constraints, and feasibility — at no cost and with full confidentiality.
    You get clarity within hours, not weeks.

  • 2
    Collect & Prepare Under a Mandate

    Together, we assemble the financials, business plan, collateral, and a concise diagnostic.
    This professional packaging significantly increases the chances of approval.

  • 3
    Structure the Optimal Solution

    We build a tailored financing structure using the right mix of:
    loan · leasing · refinancing · mortgage · factoring · private equity · tenor · covenants · securities
    Your case is shaped to meet institutional requirements and maximise acceptance.

  • 4
    Launch a Targeted Tender

    We present your case to the most relevant Swiss and European financial institutions and partners.
    Only the best-matched lenders and investors receive your dossier — saving time and improving outcomes.

  • 5
    Negotiate & Decide

    We compare offers, negotiate terms, and guide you through the approvals process.
    You receive optimized conditions with complete transparency.

  • 6
    Sign & Disburse

    We support all documentation, release of funds, and after-care.
    Funding is typically completed within 10 business days.

Featured Case Study

Working Capital for a Fast-Growing Construction Company
Construction

Working Capital for a Fast-Growing Construction Company

A Swiss construction SME experienced rapid growth but faced liquidity pressure due to late customer payments and material pre-financing requirements.

What PrestaFlex did:
  • Structured a combined working capital loan + revolving credit
  • Negotiated competitive terms with multiple lendе...
    ...
See All

Ready to Strengthen Your Working Capital?

Our experts will review your situation and outline the best financing options — with no obligation.

Request a consultation