Best solution for your private financing

 Finance your private project fast, easy and confidentially. Relay on the experts!
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Personal Credit

Thanks to our partner MultiCredit, a well-recognized company, specialised in private credits and operating on the Swiss market since 1999, you will benefit from an excellent service and optimal interest rate. The company advises private individuals who wish to finance a project such as purchasing of a car, furniture, renovation work, training, health, leisure, etc.

People living or working in Switzerland can apply for a consumer credit in an easy way, benefit from competitive conditions and be advised by a team of experts in 8 languages, including English, German, Italian, Portuguese, Spanish, etc.

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Key Benefits of choosing MultiCredit

  • Best negotiated interest rate
  • Amounts ranging from CHF 3'000 to 400'000
  • Flexible payback period from 6 to 84 months

  • Early repayment possible at any time, reduction of interest
  • Refinancing and regrouping of credits, leasing, credit card balances

  • Preliminary decision in 5 min
  • Personalized advice from a team specialized in private credit

Financing Partners

Terms of obtaining a private credit

The terms of obtaining a private credit are determined of your personal circumstances, including the following conditions:
  • Having a Swiss nationality, C permit, B permit, G permit or legitimation card.
  • Working in Switzerland and having a permanent or long-term contract.
  • Not having any pending lawsuits.
  • Being at least 18 years old
  • For temporary workers, working for a minimum of 6 months with the same agency
  • For pensioners, AI and AVS, not receiving complementary benefits
  • For self-employed persons, being registered in the Trade Register for at least 2 years
  • For holders of a B permit or legitimation card, being minimum 6 months in Switzerland

To benefit from the best rate on a personal loan, it is important to have a very good score, which is determined by a good solvency, creditworthiness and liquidity to be able to repay the private loan.

Contact the MulitCredit team without delay, they will be happy to advise you on how to finance your project in a best way.

MulitCredit

How it Works

Our Process

From request to funding in less than 10 days. Here’s how PrestaFlex makes financing efficient and straightforward.
  • 1
    Free & Fast Pre-check

    We review your goals, constraints, and feasibility — at no cost and with full confidentiality.
    You get clarity within hours, not weeks.

  • 2
    Collect & Prepare Under a Mandate

    Together, we assemble the financials, business plan, collateral, and a concise diagnostic.
    This professional packaging significantly increases the chances of approval.

  • 3
    Structure the Optimal Solution

    We build a tailored financing structure using the right mix of:
    loan · leasing · refinancing · mortgage · factoring · private equity · tenor · covenants · securities
    Your case is shaped to meet institutional requirements and maximise acceptance.

  • 4
    Launch a Targeted Tender

    We present your case to the most relevant Swiss and European financial institutions and partners.
    Only the best-matched lenders and investors receive your dossier — saving time and improving outcomes.

  • 5
    Negotiate & Decide

    We compare offers, negotiate terms, and guide you through the approvals process.
    You receive optimized conditions with complete transparency.

  • 6
    Sign & Disburse

    We support all documentation, release of funds, and after-care.
    Funding is typically completed within 10 business days.

Featured Case Study

Acquisition of a Competitor to Accelerate Market Consolidation
Industrial Services

Acquisition of a Competitor to Accelerate Market Consolidation

A Swiss-based SME operating in the industrial services sector identified a strategic opportunity to acquire a long-standing competitor.
The acquisition would enable market consolidation, operational synergies, geographic expansion, and cost optimisation, but required careful financial structuring and transaction support.

Although the target company was profitable, the transaction involved complex valuation, acquisition financing, and ownership structuring challenges that went beyond a standard bank-led process.
 
Key Challenges
  • Structuring an acquisit...
Read More