Factoring & Supply Chain Finance for Small & Medium Businesses

Turn unpaid invoices and trade operations into immediate working capital.
Unlock liquidity tied up in receivables, optimise payment cycles, and stabilise your cash flow.
Request financing

What is Factoring & Supply Chain Finance?

 

Factoring and supply chain financing are working capital solutions that allow businesses to convert outstanding receivables or supplier commitments into immediate liquidity.

Instead of waiting 30, 60, or 90 days for payments, companies can access cash quickly while maintaining smooth operations.

Funding released in 24–48 hours, with payment terms covered up to 120 days.

Factoring and supply chain financing are ideal when:
 

  • Long customer payment terms strain cashflow
  • Inventory or supplier prepayments are required
  • Rapid growth increases working capital needs
  • International trade creates timing mismatches
  • Traditional bank credit lines are insufficient or restricted
  • Liquidity is needed without increasing balance-sheet debt
     

These solutions are especially effective for trade, manufacturing, wholesale, logistics, and service-based businesses.

Why Choose PrestaFlex

Fast Liquidity

Cash in as little as 24 hours, giving you immediate access to working capital when you need it most.

Flexible Structures

Classic, confidential, or sector-specific factoring tailored to your unique business requirements.

Global Reach

Import/export and cross-border trade finance solutions to support your international business operations.

Risk Reduction

Protect against non-payment and delays with our comprehensive risk management solutions.

Flexible Solutions

Types of Factoring Offered

Classic Factoring

Assign invoices for immediate payment, allowing you to access up to 90% of the invoice value within 24-48 hours.

Confidential Factoring

Quick decisions and rapid processing to meet your urgent business financing needs.

Import/Export Factoring

Manage international transactions with specialized solutions that address cross-border payment challenges and risks.

Sector-Specific Factoring

Tailored to industries like healthcare, transport, and manufacturing, addressing the unique cash flow challenges of your sector.

Reverse Factoring (Supplier Financing)

Your suppliers are paid early by a financing partner, while you benefit from extended payment terms.

Trade & Supply Chain Financing

Solutions supporting import/export operations, international suppliers, and complex logistics chains.

How it Works

Our Process

From request to funding in less than 10 days. Here’s how PrestaFlex makes financing efficient and straightforward.
  • 1
    Free & Fast Pre-check

    We review your goals, constraints, and feasibility — at no cost and with full confidentiality.
    You get clarity within hours, not weeks.

  • 2
    Collect & Prepare Under a Mandate

    Together, we assemble the financials, business plan, collateral, and a concise diagnostic.
    This professional packaging significantly increases the chances of approval.

  • 3
    Structure the Optimal Solution

    We build a tailored financing structure using the right mix of:
    loan · leasing · refinancing · mortgage · factoring · private equity · tenor · covenants · securities
    Your case is shaped to meet institutional requirements and maximise acceptance.

  • 4
    Launch a Targeted Tender

    We present your case to the most relevant Swiss and European financial institutions and partners.
    Only the best-matched lenders and investors receive your dossier — saving time and improving outcomes.

  • 5
    Negotiate & Decide

    We compare offers, negotiate terms, and guide you through the approvals process.
    You receive optimized conditions with complete transparency.

  • 6
    Sign & Disburse

    We support all documentation, release of funds, and after-care.
    Funding is typically completed within 10 business days.

Featured Case Study

Cashflow Optimisation for an International Trading Company
International Trade

Cashflow Optimisation for an International Trading Company

A Swiss-based trading company supplying industrial components across Europe faced increasing liquidity pressure due to 60–90 day payment terms from large corporate clients.

At the same time, suppliers required faster payments, creating a structural cashflow mismatch.

PrestaFlex Approach
  • Analysed receivables concentration and client creditworthiness
    ...
See All

Want to Unlock Cash Tied Up in Your Receivables?

Our experts will assess your situation and structure the right factoring or supply chain solution.

 

Request financing