Cashflow Optimisation for an International Trading Company

A Swiss-based trading company supplying industrial components across Europe faced increasing liquidity pressure due to 60–90 day payment terms from large corporate clients.

At the same time, suppliers required faster payments, creating a structural cashflow mismatch.

PrestaFlex Approach

• Analysed receivables concentration and client creditworthiness
• Structured a confidential factoring solution covering selected key clients
• Integrated a reverse factoring facility to support supplier payments
• Negotiated competitive advance rates and flexible limits
• Coordinated implementation without disrupting client relationships

Outcome:

• Immediate access to liquidity tied up in receivables
• Improved supplier relationships and negotiated better purchasing terms
• Reduced reliance on traditional credit lines
• Cashflow stabilised despite rapid business growth

The solution scaled seamlessly as transaction volumes increased.