Debt Restructuring & Consolidation for Sustainable Financial Stability

Reduce financial pressure, improve cashflow, and regain control of your balance sheet with tailored restructuring and consolidation solutions.
Request financing

What Is Debt Restructuring & Consolidation?

 

Debt restructuring and consolidation reorganize your existing liabilities into a single, manageable repayment structure.
This can lower interest rates, extend repayment periods, and free up working capital for growth.
 

Instead of managing multiple loans, credit lines, and short-term liabilities, businesses can combine or restructure debt to:
 

  • Reduce monthly repayments
  • Extend maturities
  • Lower overall financing costs
  • Lower overall financing costs
  • Improve liquidity
  • Restore financial flexibility

 

PrestaFlex supports companies in both proactive optimisation and critical turnaround situations — always with discretion and speed.

When Is Company Real Estate Financing the Right Solution?

Debt restructuring or consolidation is particularly relevant when:
 

  • Cashflow is under pressure due to high debt service
  • Multiple loans or credit lines create complexity
  • Short maturities require constant refinancing
  • Interest rates or fees are no longer competitive
  • Banks have reduced limits or tightened conditions
  • Growth is constrained by an unbalanced debt structure
  • A business transition, acquisition, or ownership change is planned

 

Early action often prevents more serious financial stress later. We negotiate directly with lenders to secure the most favorable terms.

Why Choose PrestaFlex

Expert Negotiation

Proven track record with Swiss banks and alternative lenders.

One Simple Repayment

Consolidate multiple debts into a single schedule.

Cost Reduction

Lower interest and fees to improve your bottom line.

Confidential Handling

Maintain reputation and stakeholder confidence.

Flexible Credit Options

Financing & Restructuring Options

Explore a range of financing structures designed to match your business needs — from short-term liquidity to large-scale syndicated solutions.
  • Consolidation loans with extended repayment periods
  • Refinancing high-interest debt into lower-rate facilities
  • Asset-backed refinancing for improved terms
  • Hybrid solutions combining bank and private financing

How it Works

Our Process

From request to funding in less than 10 days. Here’s how PrestaFlex makes financing efficient and straightforward.
  • 1
    Free & Fast Pre-check

    We review your goals, constraints, and feasibility — at no cost and with full confidentiality.
    You get clarity within hours, not weeks.

  • 2
    Collect & Prepare Under a Mandate

    Together, we assemble the financials, business plan, collateral, and a concise diagnostic.
    This professional packaging significantly increases the chances of approval.

  • 3
    Structure the Optimal Solution

    We build a tailored financing structure using the right mix of:
    loan · leasing · refinancing · mortgage · factoring · private equity · tenor · covenants · securities
    Your case is shaped to meet institutional requirements and maximise acceptance.

  • 4
    Launch a Targeted Tender

    We present your case to the most relevant Swiss and European financial institutions and partners.
    Only the best-matched lenders and investors receive your dossier — saving time and improving outcomes.

  • 5
    Negotiate & Decide

    We compare offers, negotiate terms, and guide you through the approvals process.
    You receive optimized conditions with complete transparency.

  • 6
    Sign & Disburse

    We support all documentation, release of funds, and after-care.
    Funding is typically completed within 10 business days.

Featured Case Study

Multi-Entity Debt Restructuring for an Industrial Group
Industrial Services

Multi-Entity Debt Restructuring for an Industrial Group

A Swiss-based industrial group operating through three legal entities (manufacturing, distribution, and real-estate holding) experienced increasing financial pressure following rapid expansion and rising interest rates.

Over time, the group accumulated a fragmented debt structure:
  • Multiple bank loans across different entities
  • Short-term revolving credit facilities
    ...
See All

Need to Optimise or Restructure Your Debt?

Our experts will assess your situation and propose tailored solutions — discreetly and efficiently.

 

Request financing