Factoring for the Aerospace Industry


✈️ Factoring for the Aerospace Industry – PrestaFlex Solution

💡 What is factoring in the aerospace sector?

Factoring is a fast financing solution that allows a company to convert its client invoices into immediate cash.
In the aerospace industry, where payment terms can extend to 60, 90, or even 120 days, it is a highly strategic tool for cash flow management.

🛠️ How does it work?

  • You issue an invoice to a client (airline, manufacturer, subcontractor, etc.).
  • PrestaFlex advances up to 90% of the invoice amount within 24 to 48 hours.
  • The client pays the invoice at maturity directly to the factoring company.
  • Once payment is received, the remaining balance (minus management fees) is paid to the company.

💼 Who is this service for?

This service is intended for:

  • Suppliers of aerospace parts and components
  • Engineering or maintenance offices (MRO)
  • Airport service or logistics companies
  • Startups or SMEs in the sector with contracts from major clients
  • Growing companies or businesses with strong order books but tight cash flow

💶 Financeable amount: between CHF 10,000 and CHF 5,000,000

PrestaFlex tailors financing to the size of the company and the billing volume:

  • For smaller structures, financing from CHF 10,000 helps boost liquidity.
  • For more established companies, up to CHF 5 million can be mobilized based on the client portfolio.

✅ Advantages of PrestaFlex factoring in aerospace

  • Immediate liquidity to invest, produce, or fulfill new orders
  • No debt incurred (it’s not a loan, no impact on indebtedness)
  • Outsourcing of client risk if the “with insurance” option is chosen
  • Flexibility: occasional or continuous financing depending on billing rhythm
  • Fast process: setup possible within a few days

🧭 PrestaFlex approach

PrestaFlex offers a tailor-made support:

  • Analysis of your receivables and fast validation
  • Factoring solution adapted to your business flow
  • Online monitoring tools to view financings in real time
  • Dedicated contact person to simplify management and procedures