Cash flow: the invisible key to every financing operation
Many entrepreneurs think that profitability is enough to convince a bank or investor to finance a business in Switzerland. The reality is quite different: it's not accounting profit that makes a company's heart beat faster, but cash flow - the money that actually flows, month after month, through your accounts.
A cash flow statement is not just an accounting document: it's a strategic compass. It reveals with complete transparency :
- whether your company will be able to meet its expenses within 30, 60 or 90 days,
- whether a tax, social security or bank due date is likely to create tension,
- whether your investments will generate a real return in cash flow,
- whether you have sufficient room for manoeuvre to support growth.
Why does cash flow decide financing?
An investor or a bank doesn't base its decision solely on an income statement or an optimistic projection.
👉 What they want are concrete figures, clear visibility on future cash flows and a guarantee that liquidity will be there.
At PrestaFlex, we know that the difference between a blocked file and a validated file often lies in this precise point.
That's why we systematically integrate cash flow analysis into our financing packages.
🔹 How PrestaFlex turns your cash flow into negotiating power
By analyzing your cash flows, we are able to:
- Structure the right financial product: amortizing loan, line of credit, leasing, factoring, mezzanine, bridge finance..
- Anticipate tensions and propose appropriate solutions (rescheduling, refinancing, optimization of working capital requirements).
- Negotiate better terms with banks and investors, thanks to clear, realistic projections.
- Strengthen the confidence of financial partners by presenting a solid, transparent and credible business case.
🌟 Why choose PrestaFlex?
Because we go far beyond simply transmitting a file.
We transform your cash flow into a genuine persuasive tool that lends weight to your project.
- Recognized expertise in structured financing in Switzerland and Europe.
- Customized approach: each cash flow analysis is tailored to your business and your objectives.
- Privileged access to a network of banks, family offices, funds and institutional investors.
- Multi-sector experience: real estate, industry, cleantech, fintech, healthcare, transport, energy, etc.
With PrestaFlex, your application isn't just submitted: it's optimized, given credibility and strengthened.
The key to convincing your financial partners
Don't let your financing depend on simple forecasts.
With PrestaFlex, your cash flow becomes tangible proof of solidity that reassures and convinces your interlocutors.
👉 Make your cash flow the ally of your growth.
👉 Entrust your project to PrestaFlex and transform a conventional application into a financing package that's approved quickly and on the best possible terms.
An article by Munur Aslan, Director of PrestaFlex
