Supply Chain Financing in Switzerland: optimize your cash flow with PrestaFlex in Switzerland

the hidden supply chain challenge

In an uncertain economic climate, Swiss companies have to juggle supplier payment deadlines, customer demands and cash flow pressures.

👉 How can they continue to invest, pay their strategic partners and remain competitive?

The answer is called Supply Chain Financing - a modern, flexible financing solution offered by PrestaFlex Services Sàrl, based in Fribourg (French-speaking Switzerland).

What is Supply Chain Financing?

Supply Chain Financing (SCF) is a mechanism enabling companies to :

  • Pay their suppliers immediately, thanks to the intervention of a financial partner.
  • Extend their actual payment terms (up to 30, 60, 90 or even 150 days).
  • Preserve their cash flow while securing relationships with their partners.

In practice :

  • Your supplier receives payment quickly.
  • You, as the buyer, pay later according to your cash flow.
  • The result: a win-win situation for everyone involved - confidence, continuity and flexibility.

The benefits of Supply Chain Financing

1. Immediate cash flow improvement

SCF frees up cash flow and reduces pressure on working capital.

2. Strengthened supplier relations

Your suppliers are paid promptly, which builds trust and can lead to better commercial terms.

3. Reduced operational risks

By ensuring continuity of payment, you secure your supply chain and avoid critical disruptions.

4. Financial flexibility

Unlike traditional bank loans, SCF adapts to each transaction, each project and each payment cycle.

5. Increased competitiveness

Companies using Supply Chain Financing can reinvest faster, seize growth opportunities and differentiate themselves in the marketplace.

Why choose PrestaFlex in Freiburg?

✔ Local expertise, global network

Based in Fribourg (1700, French-speaking Switzerland), PrestaFlex Services Sàrl supports SMEs and freelancers throughout Switzerland and Europe (Lausanne, Geneva, Neuchâtel, Bern, Zurich, Paris, Frankfurt, Hamburg, Rome, Milan, Barcelona, Madrid, Lisbon, Vienna, Berlin, etc.)

✔ Fast & digital process

Online simulation for your corporate financing, secure submission, accelerated validation: you gain agility and simplicity.

✔ Customized solutions

Every supply chain is unique. PrestaFlex adapts financing terms (deadlines, amounts, currencies) to your business and your partners.

✔ Swiss security

All your financial data and documents are hosted in Switzerland, guaranteeing confidentiality and regulatory compliance (AML/KYC).

✔ A partner for growth

Beyond financing, PrestaFlex acts as a strategic advisor, helping you structure your financial flows and anticipate your future needs.

Case study: Supply Chain Financing with PrestaFlex

A medium-sized industrial company in Switzerland regularly imports critical components from Germany and Asia. Problem: its suppliers demand payment within 30 days, while its customers pay within 90 days.

🔑 Thanks to PrestaFlex Supply Chain Financing:

  • Suppliers are paid immediately.
  • The SME benefits from a 120-day repayment period.
  • Result: stabilized cash flow, no tensions with partners, and the ability to accept new customer orders.

PrestaFlex geolocation

📍 PrestaFlex Services Sàrl

Rue de la Banque 4

1700 Fribourg - Switzerland

☎ Telephone: +41 (0)26 323 11 30

📧 Email : info@prestaflex.ch

Service areas: Fribourg, Lausanne, Geneva, Neuchâtel, Bern, Zurich and the whole of Switzerland.

FAQ - Supply Chain Financing with PrestaFlex

1. What's the difference between supply chain financing and factoring?

Factoring mainly concerns the financing of trade receivables. SCF, on the other hand, focuses on supplier payments, to secure supplies and cash flow.

2. Which sectors can use SCF?

Industry, import-export, agri-food, technology, retail: any company with a structured supply chain.

3. What are typical repayment times?

From 30 to 150 days, depending on the project and the relationship with suppliers.

4. Do my suppliers have to be based in Switzerland?

No, PrestaFlex can finance international transactions with European or non-European partners.

Conclusion: your supply chain deserves flexibility

Supply Chain Financing is no longer a luxury reserved for large corporations. It is a strategic weapon for all Swiss companies wishing to protect their cash flow, strengthen their supplier relationships and finance their growth.

With its local presence in Fribourg and its digital expertise, PrestaFlex Services Sàrl is the ideal partner for your financing projects.

👉 Take action today: simulate your solution or contact our experts for a free, confidential analysis.

An article by Munur Aslan, Managing Director of PrestaFlex