A Swiss wholesale distributor faced recurring liquidity gaps due to long supplier pre-payment terms and client payment delays.
What PrestaFlex did:
- Analysed cashflow cycles and operational needs
- Structured a CHF 900’000 revolving credit facility with a flexible drawdown model
- Matched the case with lenders experienced in wholesale and trade financing
- Negotiated improvements in fees, collateral, and utilisation conditions
- Secured approval in 10 business days
Outcome:
- The company gained continuous liquidity without reapplying for loans
- Improved negotiation power with suppliers
- Reduced delays caused by payment gaps
- Revenue growth stabilised thanks to on-demand liquidity
The RCF became a long-term financing tool that adapts as the business grows.
