Structured property financing with PrestaFlex

In a constantly evolving Swiss real-estate market, the ability to structure solid, flexible, and sustainable financing has become a key success factor.

At PrestaFlex, we support developers, investors, and property owners in implementing tailor-made financial solutions adapted to every phase of a real-estate project’s life cycle.


A holistic approach to real-estate financing

PrestaFlex acts as an independent Debt Advisor, specializing in the structuring and coordination of complex real-estate financings.

Our mission is to identify, assemble, and optimize the best sources of capital to deliver personalized, stable, and high-performing solutions.

We operate in the following areas:

  • Development financing (land acquisition, construction, marketing)
  • Income-property financing
  • Refinancing of assets or real-estate portfolios
  • Sale & lease-back transactions and bridge financing
  • Strengthening equity and hybrid financings

The winning combination: Senior, Junior, and Mezzanine

Every real-estate project is unique. That’s why PrestaFlex designs multi-layered financing structures to optimize the balance between debt and equity.

  • Senior loan: first-lien financing, often between 50% and 65% Loan-to-Value (LTV).
  • Junior loan / Mezzanine financing: complementary second-lien debt, typically 65% to 85% LTV.
  • Supplementary equity: private or institutional capital that strengthens the funding base and supports growth.

This architecture reduces capital lock-up, accelerates project delivery, and improves overall returns.


Strengthening equity and securing growth

A major challenge for developers and property owners is to reinforce equity without diluting control.

PrestaFlex structures solutions that turn assets into liquidity while preserving full ownership.

These second-lien or mezzanine financings can be used to:

  • fund an extension, renovation, or conversion,
  • refinance existing or maturing debt,
  • free up liquidity for new investments.

Refinance, restructure, move forward

Refinancing a real-estate asset is often a strategic step to rebalance the balance sheet, reduce debt costs, and free up capital for future projects.

PrestaFlex analyzes the existing capital structure and proposes bespoke solutions, including:

  • extension or restructuring of loans,
  • optimization of the overall cost of financing,
  • partial release of existing collateral,
  • adjustment of the debt/equity ratio to enhance stability.

Our solutions address both developers in transition phases and investors seeking to reposition their portfolios.


Flexible solutions for ambitious projects

PrestaFlex relies on a network of investors, institutions, and specialized players active in private debt and structured finance.

Our independence ensures an impartial, confidential, and results-driven approach, with a constant goal: securing the most suitable financing for each transaction.


Your partner in real-estate financing

PrestaFlex offers recognized expertise in financial engineering and debt structuring, combined with an in-depth knowledge of the Swiss real-estate market.

Whether it’s a development project, portfolio refinancing, or financial restructuring, we design solutions that are fast, effective, and enduring.

PrestaFlex — structuring, financing, and enhancing real estate differently.

An article by Munur Aslan, Managing Director at PrestaFlex

See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.