3.4 million released to a luxury goods customer for national and international development

Our company's CEO, Mr. Aslan, recently demonstrated his outstanding negotiation and financial management skills by successfully securing advantageous mixed financing for a prestigious luxury goods company. This transaction, part of a national and international development project, was carried out with great speed and attention to detail.

A tailor-made approach with a mix of financing types and terms

The luxury goods company benefited from total financing of 3,400,000 million Swiss francs, divided between two short-term and one medium-term facility. A liquidity cushion has also been included. These funds can be used either as a current account limit or as a fixed-term advance. The rate for the current account limit is 3% + a commission of 0.25% on the highest debit balance. Interest rates for the fixed-term advance are competitive, with rates of 2.5% for 3 months, 2.6% for 6 months, 2.9% for 1 year and 3.05% for 3 years.

Why opt for a combination of financing options?

Use as a current account limit provides the company with a cash reserve available at any time to meet its operating needs. A fixed-term advance, on the other hand, offers competitive interest rates over a given period, providing stability. In addition, the fixed-term advance offers advantageous interest rates, enabling the company to reduce its financing costs.
The financing strategy implemented by Mr. Aslan, combining two short-term financings and one medium-term financing, offers the luxury goods company significant advantages. Financial flexibility, optimized cash flow management and competitive interest rates are just some of the benefits of this approach. Thanks to this astute strategy, the company is perfectly positioned to carry out its national and international development projects under the best possible financial conditions, while optimizing financing costs.

Protecting our customers' interests at the heart of negotiations

The company was able to obtain this financing without having to provide collateral guarantees, a condition which testifies to the confidence placed in the company by the financing organizations following a dossier presented in an ideal manner thanks to the support of our manager in putting it together. The only requirement was a clause forbidding the payment of dividends without the Bank's approval. These flexible conditions enable the company to manage its cash flow efficiently and maintain financial stability.
In addition, a liquidity cushion was included in the application and granted by the financing organization, ensuring that the company could launch its project with peace of mind, thanks to these additional funds to cover unforeseen circumstances.

Effective deadline management for substantial financing

Mr. Aslan was extremely efficient in managing negotiation deadlines. The first two financings were concluded in less than 30 days, demonstrating his speed of action. Then, the 2 million financing took just 45 days. Mr. Aslan's professionalism and skills enabled a meticulous and brief operation, enabling the client company to remain competitive in its market at the right time.

Tailor-made negotiations with an expert eye that serve the development of our client companies

Part of the funds obtained is earmarked for domestic investments, while the other part will be used to support the company's international projects. This development initiative testifies to the company's ambitious vision and its desire to expand its presence in both the Swiss and international markets. The speed of the PrestaFlex approach ensures that our customers remain competitive. The company can now concentrate on implementing its ambitious project, supported by a comfortable cushion of liquidity and optimal financing conditions.