Business credit contract

Name: Prestaflex
Address: Rue de la Banque 4, Fribourg, 1700
Telephone: +41417265510

Prestaflex, experts in corporate financing solutions, can help you understand and manage a corporate credit agreement in Switzerland. This type of contract formalizes the conditions under which a company obtains financing, whether for an investment, cash flow requirements, or a growth project.

1. Analysis of company needs

At Prestaflex, everything starts with a thorough understanding of your needs:

What is the purpose of the credit? Investment, cash flow or expansion?
How much credit do you need? An accurate assessment guarantees appropriate financing.
What's the ideal term? The repayment period must respect your cash flow capacity.

2. Document preparation

To establish a clear and solid contract, Prestaflex guides you in gathering the essential documents:

Recent financial statements: Balance sheets, income statements and cash flow statements.
Business plan: Describe your project or intended use of credit.
Legal documents: Trade register, identity of representatives, and articles of association.

3. Drawing up the contract

The business credit agreement formalizes the terms of the financing. With Prestaflex, every clause is drafted transparently to protect your interests:

Amount and term: Specification of the amount granted and the term of the loan.
Interest rate: Fixed or variable, with calculation details.
Repayment terms: Monthly, quarterly or customized according to your cash flow.
Collateral: Definition of assets or surety, if applicable.

4. Validation and signature

Once the terms have been discussed and approved, the contract is signed by both parties. Prestaflex ensures that every condition is understood to avoid any misunderstanding.

5. Post-agreement follow-up

With Prestaflex, the relationship doesn't end with the signature:

Financial monitoring: Regular follow-up to ensure that deadlines are met, and to identify opportunities for adjustment.
Personalized support: Advice to optimize the use of funds and anticipate future needs.

A business credit agreement in Switzerland must be clear, balanced and tailored to the needs of your business. At Prestaflex, we put our expertise at your service to offer you flexible, high-performance financing solutions, accompanied by personalized support to ensure your success. Trust Prestaflex to turn your projects into successes.