Financing for engineering firms

At PrestaFlex, we understand that engineering firms have specific financing needs. Whether you're an independent design office, a civil engineering firm, or a technology consultancy, we've developed tailored solutions to help you finance your projects, improve your cash flow or modernize your equipment.

Why do engineering firms need financing?

The engineering sector is constantly evolving, and often requires major investments. The main reasons why engineering firms seek financing include :

1. Technological investments

  • Purchase of design and simulation software (AutoCAD, Revit, SolidWorks, etc.).
  • Purchase of high-performance hardware (workstations, servers, 3D printers).
  • Development of specific tools for complex projects.

2. Business expansion

  • Opening of new offices to meet growing demand.
  • Recruitment of specialists or external consultants for temporary projects.
  • Diversification into related fields (renewable energies, civil engineering, etc.).

3. Cash flow management

  • Cover fixed costs during periods of low activity.
  • Advance payment of social security contributions, taxes or materials purchases.
  • Balance cash flow against deferred customer payments.

How does PrestaFlex help engineering firms?

At PrestaFlex, we offer customized financing solutions to meet the specific needs of engineering firms.

Our Financing Offers :

1. Tailor-made business loans

We offer tailored loans to finance your specific needs:

  • Purchase of specialized software and hardware.
  • Infrastructure development (premises, laboratories, research centers).
  • Strengthen cash flow to secure your business.

Advantages :

  • Amounts available: From CHF 10,000 to CHF 1,000,000.
  • Flexible repayment terms: Up to 10 years.
  • Competitive interest rates: Based on your repayment capacity.

2. Cash-flow loans

To bridge customer payment delays or finance large-scale projects.

Common situations :

  • Deferred payments on major projects.
  • Temporary need for funds to cover unforeseen operating costs.
  • Pre-financing of long-term projects before receipt of grants or final payments.

Advantages :

  • Rapid disbursement: Response within 48 hours of receipt of application.
  • Repayment flexibility: Possibility of adapting repayment schedules according to your cash flow.
  • Early repayment at no extra cost.

3. Professional Leasing

For practices wishing to modernize their equipment without impacting their cash flow.

Examples of equipment concerned:

  • High-performance computer equipment.
  • 3D printers for rapid prototyping.
  • High-precision measuring stations for civil engineering.

Benefits :

  • Staggered payments to suit your cash flow.
  • Possibility of regular equipment renewal.
  • Tax deductions possible on leasing contracts.

4. Factoring for engineering firms

Receive an immediate advance on your outstanding receivables.

How does it work?

  • You transfer an invoice to PrestaFlex.
  • We pay you a significant portion of the invoice (up to 90%).
  • You recover the balance when the customer makes payment.

Benefits:

  • Instant cash flow improvement.
  • Protection against non-payment.
  • Simplified billing management.

Why choose PrestaFlex?

At PrestaFlex, we understand your specific constraints and are committed to providing you with personalized support to make your project a success.

What makes us different :

  • Expertise in financing technical and industrial sectors.
  • Total transparency: Clear terms and conditions, with no hidden charges.
  • Simplified process: Response within 48 hours of receipt of your request.
  • Personalized support: Dedicated advisors to guide you through your application.
  • Flexibility: Possibility to adapt reimbursements as your business evolves.

How does it work?

  1. Contact us: Fill in our online form or call us to discuss your project.
  2. Analysis of your request: A PrestaFlex advisor evaluates your file and suggests suitable solutions.
  3. Obtain financing: Receive the funds in your bank account within 48 hours of approval.
  4. Personalized follow-up: We're with you every step of the way.

PrestaFlex, your trusted partner

At PrestaFlex, we believe in your ability to innovate and grow. Whether it's an ambitious project, a temporary need for cash or the acquisition of state-of-the-art equipment, we're here to help you achieve your goals.

Ready to take your engineering business to the next level? Contact us today, we'd be delighted to help. 😊

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