Financing construction companies

At PrestaFlex, we understand that construction companies face specific financial challenges. Whether you're a construction company, an architectural firm or a company specializing in public works, we offer tailored financing solutions to help you fund your projects, modernize your equipment, or improve your cash flow.

Why do construction companies need financing?

The construction industry is demanding, with high upfront costs, long payment terms and constant cash flow requirements. The main reasons why construction companies seek financing include :

1. Construction project financing

  • Purchase of building materials (concrete, steel, wood, etc.).
  • Rental of specific equipment (cranes, earthmoving equipment, scaffolding).
  • Subcontracting costs for complex projects.

2. Acquisition of equipment and materials

  • Purchase of specialized machinery (excavators, loaders, concrete mixers).
  • Renewal of vehicle fleet (trucks, utility vehicles, etc.).
  • Investment in modern technologies (3D scanner, architectural design software).

3. Cash flow management

  • Cover fixed costs during off-peak periods.
  • Anticipation of deferred payments by customers.
  • Financing labor on ongoing projects.

How does PrestaFlex help construction companies?

At PrestaFlex, we offer customized financing solutions to meet the specific needs of construction companies.

Our Financing Offers :

1. Tailor-made business loans

We offer loans specially designed to finance your construction projects:

  • Purchase of heavy or specific equipment.
  • Modernization of your infrastructure.
  • Strengthening cash flow to cover operating costs.

Advantages :

  • Amounts available: From CHF 10,000 to CHF 1,500,000.
  • Flexible repayment terms: Up to 10 years.
  • Competitive interest rates: Tailored to your repayment capacity.

2. Cash flow loans

To make up for late payments or finance projects requiring immediate cash.

Common situations :

  • Financing work before advance payments.
  • Cover fixed costs during periods of low activity.
  • Paying suppliers in advance to obtain discounts.

Advantages :

  • Rapid disbursement: Response within 48 hours of receipt of application.
  • Repayment flexibility: Possibility of adapting installments to your cash flow.
  • Early repayment at no extra cost.

3. Professional leasing

For companies wishing to acquire equipment without tying up capital.

Examples of equipment concerned:

  • Construction equipment: Excavators, bulldozers, cranes.
  • Professional vehicles: Trucks, utility vehicles.
  • Technological tools: Drones for site inspection, 3D laser scanners.

Benefits :

  • Staggered payments to suit your cash flow.
  • Possibility of regularly renewing your equipment.
  • Tax deductibility on leasing contracts.

4. Factoring for construction companies

Receive an immediate advance on your outstanding receivables.

How does it work?

  • You transfer an outstanding customer invoice to us.
  • We advance you up to 90% of the invoice amount.
  • You recover the balance when the customer makes payment.

Advantages:

  • Instant cash flow improvement.
  • Protection against unpaid invoices.
  • Simplified invoice management.

Why choose PrestaFlex?

At PrestaFlex, we understand your industry. Our experienced advisors are there to support you throughout the financing process, with customized solutions to maximize your efficiency.

What makes us different :

  • Expertise in construction financing.
  • Total transparency: Clear terms and conditions, with no hidden charges.
  • Rapid response: Within 48 hours of receiving your request.
  • Personalized support: Dedicated advisors to help you structure your request.
  • Flexibility: You can adapt your repayments as your projects evolve.

How does it work?

  1. Contact us: Fill in our online form or call us directly to discuss your project.
  2. Analysis of your request: A PrestaFlex advisor evaluates your file and suggests suitable solutions.
  3. Financing: Receive the funds in your bank account within 48 hours of approval.
  4. Personalized follow-up: We support you throughout your project to ensure your complete satisfaction.

PrestaFlex, your trusted partner in the building industry

We know that a building site has to progress without delay, and that managing payments is often complex. PrestaFlex is here to help you finance your projects, secure your cash flow and modernize your equipment.

Ready to take your construction business to the next level? Contact us today, we'd be delighted to help. 😊

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