Trucking company financing

At PrestaFlex, we understand that transport companies have specific financial needs. Whether you're a road haulier, a freight delivery company, a cab operator or a logistics service provider, we have the right solutions to help you acquire new vehicles, improve your cash flow, or modernize your infrastructure.

Why do transport companies need financing?

The transport sector is particularly demanding, with high operating costs, regular investment requirements and often tight cash flow. The main reasons why transport companies seek financing are ..:

1. Vehicle fleet acquisition or renewal

  • Purchase of new trucks, vans, buses, utility vehicles or cabs.
  • Fleet renewal to meet environmental standards.
  • Modernization to improve energy efficiency and reduce operating costs.

2. Business expansion

  • Opening of new transport or delivery routes.
  • Development of a more efficient logistics network.
  • Recruitment of additional drivers to meet growing demand.

3. Cash flow management

  • Cover fixed costs (wages, maintenance, fuel) during off-peak periods.
  • Anticipation of deferred payments by customers.
  • Financing long-term contracts with deferred payments.

How does PrestaFlex help Transport Companies?

At PrestaFlex, we offer customized financing solutions that meet the specific needs of small, medium and large transport companies.

Our Financing Offers :

1. Customized business loans

We offer tailor-made loans to finance your specific projects:

  • Purchase of new or used vehicles.
  • Construction or renovation of logistics infrastructures (warehouses, hangars, secure parking lots).
  • Investment in logistics management IT systems.

Advantages :

  • Amounts available: From CHF 10,000 to CHF 2,000,000.
  • Flexible repayment terms: Up to 10 years.
  • Competitive interest rates: Depending on your financial situation.
  • Simplified process: Response within 48 hours of receipt of your application.

2. Cash flow credit

To cope with the uncertainties of the transport sector, where payments can take a long time to arrive.

Common situations :

  • Late payment by customers.
  • Immediate need for cash to maintain vehicles.
  • Payment of operating costs (fuel, tolls, insurance).

Advantages :

  • Rapid disbursement: Funds received within 48 hours of acceptance.
  • Early repayment at no extra cost.
  • Possibility of adapting maturities to suit your cash flow.

3. Professional Leasing

For companies who prefer to lease their equipment rather than buy it.

Examples of equipment concerned:

  • Goods vehicles (trucks, semi-trailers, vans).
  • Passenger vehicles (buses, cabs).
  • Logistics equipment (forklifts, specific trailers).

Benefits :

  • Staggered payments to suit your business.
  • Tax deductibility of rental payments.
  • Possibility of regularly renewing your equipment.

4. Factoring for Transport Companies

Improve your cash flow by receiving an immediate advance on your customer receivables.

How does it work?

  • You transfer an invoice awaiting payment to PrestaFlex.
  • We advance you up to 90% of the invoice amount.
  • You recover the balance when your customer pays the invoice.

Benefits:

  • Rapid improvement in cash flow.
  • Protection against bad debts.
  • Simplified invoice management.

Why choose PrestaFlex?

At PrestaFlex, we understand the specific constraints of transport companies. Whether you need to renew your vehicle fleet, optimize your cash flow or invest in new infrastructure, we have solutions tailored to your needs.

What sets us apart :

  • Expertise in financing transport companies.
  • Fast process: Response in less than 48 hours.
  • Total transparency: Clear terms and conditions, with no hidden charges.
  • Personalized support: Specialized advisors help you every step of the way.
  • Flexibility: Reimbursements adapted to your activity and income.

How does it work?

  1. Contact us: Fill in our online form or call us directly to discuss your project.
  2. Analysis of your request: A PrestaFlex advisor evaluates your file and proposes the best solutions.
  3. Obtain financing: Receive the funds in your bank account within 48 hours of approval.
  4. Personalized follow-up: We stay by your side to help you succeed.

PrestaFlex, your trusted transportation partner

At PrestaFlex, we believe in your ability to evolve in a demanding industry. Whether you're looking to buy new vehicles, modernize your fleet, or simply secure your cash flow, we're here to help you succeed.

Ready to move forward with us? Contact us today, we'd be delighted to help. 😊

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