Business equipment leasing

At PrestaFlex, we know that many companies prefer to lease their equipment rather than buy it. Leasing is a flexible solution that allows you to use an asset while preserving your cash flow. Find out how it works, why it's advantageous and how we can support you.

What is leasing?

Leasing is a long-term rental contract that allows you to use equipment or goods without having to buy them immediately. You pay fixed monthly installments over a fixed period, with the option of purchasing the asset at the end of the contract.

How does leasing with PrestaFlex work?

The leasing process at PrestaFlex is simple, fast and transparent. Here are the key steps:

1. Defining your needs

Do you have a specific acquisition project? We'll help you define exactly what you need.

For example

  • Law firm: You want to modernize your IT infrastructure (computers, printers, servers).
  • Construction company: You need site machinery (mechanical shovels, bulldozers) for a major construction project.
  • Independent consultant: You're looking to equip yourself with high-performance technological tools (high-end laptops, professional software).

2. Leasing request

You contact us via our online form or by phone to discuss your project.

Documents required:

  • Precise description of the equipment required.
  • Details of your business (legal status, income, etc.).
  • Information on equipment supplier if already identified.

3. Analysis of your application

Our advisors study your request in less than 48 hours. We evaluate :

  • Your repayment capacity.
  • The relevance of your project.
  • The desired leasing period.

4. Contract proposal

We send you a detailed offer including

  • Monthly payments.
  • Contract duration (usually between 12 and 84 months).
  • The terms and conditions of any buy-back at the end of the contract.

5. Contract signature

Once the offer has been accepted, you sign the leasing contract.

  • Any initial costs: Security deposit or increased first rent.
  • Equipment delivery: You receive the equipment directly from your supplier.

6. Use of the equipment

You use the equipment as if you owned it, without having to worry about the initial purchase.

  • Fixed monthly payments.
  • Maintenance options available depending on equipment type.

7. End of contract - Your options

At the end of the leasing contract, you have several options:

  • Return the equipment: If you no longer need it or wish to upgrade to a new version.
  • Renew the contract: To continue using the equipment without purchasing it.
  • Acquire the equipment: Usually by paying a residual amount determined at the outset.

Concrete example of Professional Leasing

Scenario 1: Leasing for a law firm

Need: Maître Julien wanted to modernize his practice with a new, high-performance computer system for case management.

PrestaFlex solution:

  • Amount of hardware: CHF 15'000.
  • Leasing period: 48 months.
  • Proposed monthly payment: CHF 350 per month.
  • Purchase option at end of contract: CHF 2,000.

Advantages :

  • Preservation of cash flow: No immediate payment in full.
  • Tax deductibility of lease payments.
  • Possibility of purchasing the equipment if required, or upgrading to a more recent version.

Scenario 2: Leasing for a construction company

Requirement: BuildTech SA wishes to acquire a new excavator for a major project.

PrestaFlex solution:

  • Cost of excavator: CHF 120,000.
  • Leasing period: 60 months.
  • Proposed monthly payment: CHF 2,200 per month.
  • Purchase option at end of contract: CHF 10,000.

Advantages :

  • Leasing enables you to start your project immediately.
  • Monthly payments are adapted to the income generated by the activity.
  • Possibility of replacing the equipment with a higher-performance model at the end of the contract.

Scenario 3: Leasing for an independent consultant

Need: Louise, a digital marketing consultant, wishes to acquire a new high-end laptop for her client presentations.

PrestaFlex solution:

  • Cost of computer: CHF 3'000.
  • Leasing period: 24 months.
  • Proposed monthly payment: CHF 135 per month.
  • Purchase option at end of contract: CHF 300.

Advantages :

  • No capital tied up.
  • Possibility of regularly renewing equipment.
  • Predictable cost, easy to fit into your monthly budget.

Why choose PrestaFlex for your leasing?

  • Simplicity and speed: Response in less than 48 hours.
  • Total transparency: No hidden costs, everything is clearly explained.
  • Flexibility: Terms tailored to your professional situation.
  • Personalized support: A dedicated advisor helps you every step of the way.

Ready to make the switch to leasing? Contact PrestaFlex!

Whether you're a consultant, lawyer, entrepreneur or manager of a large company, PrestaFlex can help you obtain your equipment without tying up your capital. Contact us today! 😊

An article submitted by Munur Aslan, Director of PrestaFlex

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