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English (EN)
Art isn’t just a passion — it’s an asset. At PrestaFlex, we help collectors, investors, and gallerists turn their masterpieces into financial leverage. Starting from CHF 1’000’000, our bespoke solutions let you monetise your art portfolio without compromising ownership or confidentiality.
The value of a painting can become your liquidity
A masterpiece, a sculpture, a photographic collection, or a set of contemporary works can represent significant capital — yet these assets are often locked up. Thanks to our banking partners and network of independent experts, PrestaFlex structures art-backed financing through two main approaches:
- Art-secured loan (pledge): works are placed in secure custody (bank, fiduciary, or specialised warehouse) and serve as collateral for a tailor-made credit line.
- Forward sale or LTV-based financing (Loan-to-Value): you transfer temporary title of the work to a financial institution while retaining a buy-back option at an agreed price and within a defined timeframe.
These models provide immediate liquidity while preserving control over your collection.
A compliant, discreet, institutional approach
PrestaFlex operates to the strictest Swiss standards:
- Authentication and provenance checks by recognised experts.
- Compliance with the Swiss Anti-Money Laundering Act (AMLA) and CDB 20 due-diligence rules.
- Secure storage in private vaults or approved facilities.
- Absolute confidentiality regarding the nature and location of assets.
We work with private banks, family offices, investment funds, and specialised lenders, enabling LTV terms up to 50%, and potentially higher depending on value and market liquidity.
Cash-out, refinancing, or diversification
You can leverage your art to:
- finance a new project or investment;
- diversify your portfolio without selling your artworks;
- rebalance your wealth with short- to medium-term liquidity;
- optimise tax planning and estate structuring.
At PrestaFlex, we view art as a standalone asset class, on par with real estate or private equity.
Swiss expertise serving your art wealth
Based in Fribourg, PrestaFlex Services Sàrl is a recognised financial intermediary with proven capability in structuring complex transactions at the crossroads of art, finance, and wealth engineering.
Our team evaluates every case with precision — provenance, valuation, conservation, LTV, counterparties — to deliver a personalised, reliable, and transparent financing solution.
PrestaFlex — The art of turning value into opportunity.
Discretion. Expertise. Liquidity.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
English (EN)
Art isn’t just a passion — it’s an asset. At PrestaFlex, we help collectors, investors, and gallerists turn their masterpieces into financial leverage. Starting from CHF 1’000’000, our bespoke solutions let you monetise your art portfolio without compromising ownership or confidentiality.
The value of a painting can become your liquidity
A masterpiece, a sculpture, a photographic collection, or a set of contemporary works can represent significant capital — yet these assets are often locked up. Thanks to our banking partners and network of independent experts, PrestaFlex structures art-backed financing through two main approaches:
- Art-secured loan (pledge): works are placed in secure custody (bank, fiduciary, or specialised warehouse) and serve as collateral for a tailor-made credit line.
- Forward sale or LTV-based financing (Loan-to-Value): you transfer temporary title of the work to a financial institution while retaining a buy-back option at an agreed price and within a defined timeframe.
These models provide immediate liquidity while preserving control over your collection.
A compliant, discreet, institutional approach
PrestaFlex operates to the strictest Swiss standards:
- Authentication and provenance checks by recognised experts.
- Compliance with the Swiss Anti-Money Laundering Act (AMLA) and CDB 20 due-diligence rules.
- Secure storage in private vaults or approved facilities.
- Absolute confidentiality regarding the nature and location of assets.
We work with private banks, family offices, investment funds, and specialised lenders, enabling LTV terms up to 50%, and potentially higher depending on value and market liquidity.
Cash-out, refinancing, or diversification
You can leverage your art to:
- finance a new project or investment;
- diversify your portfolio without selling your artworks;
- rebalance your wealth with short- to medium-term liquidity;
- optimise tax planning and estate structuring.
At PrestaFlex, we view art as a standalone asset class, on par with real estate or private equity.
Swiss expertise serving your art wealth
Based in Fribourg, PrestaFlex Services Sàrl is a recognised financial intermediary with proven capability in structuring complex transactions at the crossroads of art, finance, and wealth engineering.
Our team evaluates every case with precision — provenance, valuation, conservation, LTV, counterparties — to deliver a personalised, reliable, and transparent financing solution.
PrestaFlex — The art of turning value into opportunity.
Discretion. Expertise. Liquidity.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
Structured refinancing and multi-tier financing: the key to financial flexibility with PrestaFlex 
Financing Innovation — Venture Leasing & Asset-Based Financing with PrestaFlex