Various mortgage solutions

Company Real Estate Financing

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CHF

Duration

Months
6 months 120 months

Interest Rate

%
0.9% 8.0%

* Interest rate will depend on your scoring after analysing your documents

Your data is transmitted to us in a secure mode and is hosted in Switzerland.

As a corporate finance advisory firm, we are subject to strict privacy and data protection guidelines (hosted in Switzerland). We are subject to Swiss banking secrecy. For your safety and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 a.m. to 6:30 p.m.

Annuel interest rate:

Interest rate 0.8 %
Interest rate 6 %

 

Monthly payment:

Our rates vary according to the situation of each company, from 0.8% to 8.0%.

Interest expense:

 

As a corporate finance advisory firm, we are subject to strict confidentiality and data protection guidelines (hosted in Switzerland). For your security and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 am to 6:30 pm.
CHF

Down Payment 0 to 20%

CHF

Residual Value value at the end of the lease, min. 1'000 CHF

CHF

Amount to be financed

CHF

Duration

Months
6 months 120 months
from Interest rate 0.85 %
to Interest rate 5.9 %

Your data is transmitted to us in a secure mode and is hosted in Switzerland.

As a corporate finance advisory firm, we are subject to strict privacy and data protection guidelines (hosted in Switzerland). We are subject to Swiss banking secrecy. For your safety and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 a.m. to 6:30 p.m.

Annuel interest rate:

Interest rate 1.1 %
Interest rate 5.9 %

 

Monthly payment:

Our rates vary according to the situation of each company, from 0.8% to 8.0%.

Interest expense:

 

As a corporate finance advisory firm, we are subject to strict confidentiality and data protection guidelines (hosted in Switzerland). For your security and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 am to 6:30 pm.

Company Real Estate Financing

Various solutions for real estate projects

A commercial mortgage is a type of loan that is secured against commercial property, industrial building, or land for business purposes. This long-term funding option operates similarly to a residential mortgage, it can be used to finance business development plans as well as to secure land development, buy business premises, build a buy-to-let portfolio, or develop an owner-occupied business.
Various mortgage models are available in Switzerland and we could negotiate the best options for your existing one or for obtaining a new mortgage.
The most popular type of mortgage is the fixed rate one. As the name suggests, the interest rate is fixed for a predefined period, ranging from 2 to 10 years. A fixed-rate mortgage is ideal for those who do not want to take any unnecessary risk. The agreed interest rate remains the same over the entire term of the mortgage. During the term, the mortgage cannot be cancelled or repaid, which is a disadvantage to consider. Also, the longer the term, the higher the interest rate.

Variable rate mortgages have no fixed term, no fixed interest rate and can be terminated at any time. The rate fluctuates according to the market interest rates and therefore they can be profitable for the company in case of falling rates. In addition, it is possible to switch to another mortgage model at any time, subject to the agreed notice period.

Finally, the SARON (Swiss Average Rate Overnight) mortgage is the mortgage model that combines the variable rate with the fixed rate. In fact, this solution is composed of the basic market interest rate (calculated based on actual transactions on the Swiss money market) and an individual mark-up. Compared to a fixed-rate mortgage, in a normal interest environment the interest rate of a SARON mortgage is generally lower, although it can change quickly. That is why a SARON mortgage is suitable for you if you actively follow developments on the money and capital markets, expect interest rates to stay the same or go down, and can cope with the financial consequences of interest rate fluctuations.

The different types of company real estate financing have both advantages and disadvantages. Our experts are there for you to support you in choosing the best formula by defining the time horizon and providing an overview of the conditions.

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