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Corporate Refinancing

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CHF

Duration

Months
6 months 120 months

Interest Rate

%
0.9% 8.0%

* Interest rate will depend on your scoring after analysing your documents

Your data is transmitted to us in a secure mode and is hosted in Switzerland.

As a corporate finance advisory firm, we are subject to strict privacy and data protection guidelines (hosted in Switzerland). We are subject to Swiss banking secrecy. For your safety and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 a.m. to 6:30 p.m.

Annuel interest rate:

Interest rate 0.8 %
Interest rate 6 %

 

Monthly payment:

Our rates vary according to the situation of each company, from 0.8% to 8.0%.

Interest expense:

 

As a corporate finance advisory firm, we are subject to strict confidentiality and data protection guidelines (hosted in Switzerland). For your security and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 am to 6:30 pm.
CHF

Down Payment 0 to 20%

CHF

Residual Value value at the end of the lease, min. 1'000 CHF

CHF

Amount to be financed

CHF

Duration

Months
6 months 120 months
from Interest rate 0.85 %
to Interest rate 5.9 %

Your data is transmitted to us in a secure mode and is hosted in Switzerland.

As a corporate finance advisory firm, we are subject to strict privacy and data protection guidelines (hosted in Switzerland). We are subject to Swiss banking secrecy. For your safety and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 a.m. to 6:30 p.m.

Annuel interest rate:

Interest rate 1.1 %
Interest rate 5.9 %

 

Monthly payment:

Our rates vary according to the situation of each company, from 0.8% to 8.0%.

Interest expense:

 

As a corporate finance advisory firm, we are subject to strict confidentiality and data protection guidelines (hosted in Switzerland). For your security and ours, we ask you for a first telephone contact from Monday to Friday, from 8:00 am to 6:30 pm.

Refinancing

The ideal solution to lower your monthly credit costs

Corporate refinancing is a financing product suitable for companies with one or more existing business loans, which want to take advantage of new financing that offers more favorable terms and/or conditions. In such a situation, companies will settle their current debt outstanding through issuing new debt with more favorable terms or conditions. With a refinancing loan, companies have a great opportunity to obtain additional cash amounts supporting their needs.

Let’s take a practical example: your company currently has CHF 500,000 remaining on their current loan for 5 years at 5% interest rate. In such a situation, the monthly installment payments would be CHF 9,410. You want to reduce this monthly amount and ask our experts what may be possible. Our advisers will analyze various options for you in details and provide a refinancing proposal. If for example we assume the best possible rate is 3%, for a duration to 5 years, the monthly installment payments for the new loan will be CHF 8,975, which will reduce your monthly spending with CHF 435 and the total cost of the interest with CHF 26,100.

The most common reasons to refinance a debt are:

To take advantage of better interest rate terms and less contract restrictions

To reduce the monthly repayment amount by entering new debt with longer terms.

To switch from a variable-rate debt to a fixed-rate debt or vice versa (commonly done in changing interest rate environments)

To increase the loan amount due to the good financial health of your company.

In summary

Although refinancing existing debt is an attractive option, it may not be feasible in some cases, as each application is unique and needs to be analyzed carefully. Prestaflex experts have the knowledge and experience to find a tailor-made solution for you.

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