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Business takeovers are strategic operations, often decisive for a company’s continuity and growth. Whether it’s a Management Buy-Out (MBO) — a purchase by the incumbent leadership team — or a Management Buy-In (MBI) — a purchase by an external management team — these transactions require intelligent financial structuring, rigorous support, and long-term vision.
This is precisely where PrestaFlex deploys its expertise.
1. Business transfer: a pivotal moment
Taking over a company is far more than a simple change in shareholding. It is a strategic handover that commits the future of the organisation, its employees, and its clients.
In an MBO, internal executives buy all or part of the equity from the exiting shareholder. This scenario favours operational continuity and the stability of know-how.
An MBI, by contrast, brings in a new external leadership team, often with a vision for transformation, development, or international expansion.
In both cases, financing is the keystone of the operation: how do you structure the buyout without endangering cash flow while still ensuring the company’s future needs are met? This is where rigorous financial structuring makes all the difference.
2. The available financing levers
A company acquisition generally relies on multiple funding sources:
- Buyer’s credit: bank or institutional financing granted to the acquirer to fund all or part of the purchase price. This credit is based on the target’s future profitability and the acquirer’s repayment capacity.
- Seller’s credit (vendor loan): the former owner agrees to defer part of the payment and thus becomes a creditor. This sends a strong signal of confidence and often catalyses complementary financing.
- Equity contribution: the financial contribution of the acquirer or their partners (investment funds, family offices, private equity).
- Mezzanine debt: an intermediate solution between senior debt and equity, often used to complete the funding while optimising the capital structure.
PrestaFlex assembles these building blocks and negotiates optimal terms — on both pricing and contractual flexibility.
3. PrestaFlex’s role: structure, anticipate, and secure
The financing work-up is the most critical step in the process.
PrestaFlex assesses the target’s financial situation, the quality of its management, its cash-flow generation capacity, and the sustainability of the contemplated debt.
Using its internal scoring framework and an approach aligned with Swiss banking standards, each deal is analysed along three dimensions:
- Profitability: strength of margins, durability of the business model.
- Balance-sheet structure: equity base, indebtedness, asset quality.
- Liquidity: cash position, repayment capacity, future working-capital needs.
The dual objective is clear: secure the transaction for lenders and ensure the company’s resilience for the buyers.
PrestaFlex acts as a financial conductor, coordinating banks, private investors, sellers, and legal advisors.
4. Anticipating future needs
Too often, buyouts focus solely on financing the purchase and neglect post-acquisition needs: modernising machinery, commercial development, digitalisation, hiring, or transition-related working-capital requirements.
PrestaFlex helps acquirers build these future needs into the funding plan from the outset. This foresight avoids liquidity strain in the months following completion and enables a smooth growth trajectory.
Our experts also analyse the legal and tax structure of the transaction to maximise the efficiency of financial leverage and protect investors’ interests.
5. Tailor-made support
Every MBO or MBI is unique. PrestaFlex adapts to the company’s size, the buyers’ profile, and the structure’s complexity.
Our approach is built on:
- In-depth analysis of the industrial and strategic plan;
- Comprehensive financial modelling with multiple buyout scenarios;
- Optimised presentation to financing partners with a clear, quantified, and credible dossier;
- End-to-end support through signing and funding.
PrestaFlex acts as a trusted intermediary, aligned with the objectives of acquiring managers and investors.
Conclusion: preparation is the key to success
A business takeover is not just a transaction — it is a transformation.
Drawing on its expertise in corporate finance, private equity, and hybrid solutions, PrestaFlex supports acquirers in turning the deal into a sustainable growth project.
By combining strategic vision, financial engineering, and forward planning, PrestaFlex ensures that every MBO or MBI is executed on solid foundations with financing that is intelligent, stable, and future-oriented.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
Business takeovers are strategic operations, often decisive for a company’s continuity and growth. Whether it’s a Management Buy-Out (MBO) — a purchase by the incumbent leadership team — or a Management Buy-In (MBI) — a purchase by an external management team — these transactions require intelligent financial structuring, rigorous support, and long-term vision.
This is precisely where PrestaFlex deploys its expertise.
1. Business transfer: a pivotal moment
Taking over a company is far more than a simple change in shareholding. It is a strategic handover that commits the future of the organisation, its employees, and its clients.
In an MBO, internal executives buy all or part of the equity from the exiting shareholder. This scenario favours operational continuity and the stability of know-how.
An MBI, by contrast, brings in a new external leadership team, often with a vision for transformation, development, or international expansion.
In both cases, financing is the keystone of the operation: how do you structure the buyout without endangering cash flow while still ensuring the company’s future needs are met? This is where rigorous financial structuring makes all the difference.
2. The available financing levers
A company acquisition generally relies on multiple funding sources:
- Buyer’s credit: bank or institutional financing granted to the acquirer to fund all or part of the purchase price. This credit is based on the target’s future profitability and the acquirer’s repayment capacity.
- Seller’s credit (vendor loan): the former owner agrees to defer part of the payment and thus becomes a creditor. This sends a strong signal of confidence and often catalyses complementary financing.
- Equity contribution: the financial contribution of the acquirer or their partners (investment funds, family offices, private equity).
- Mezzanine debt: an intermediate solution between senior debt and equity, often used to complete the funding while optimising the capital structure.
PrestaFlex assembles these building blocks and negotiates optimal terms — on both pricing and contractual flexibility.
3. PrestaFlex’s role: structure, anticipate, and secure
The financing work-up is the most critical step in the process.
PrestaFlex assesses the target’s financial situation, the quality of its management, its cash-flow generation capacity, and the sustainability of the contemplated debt.
Using its internal scoring framework and an approach aligned with Swiss banking standards, each deal is analysed along three dimensions:
- Profitability: strength of margins, durability of the business model.
- Balance-sheet structure: equity base, indebtedness, asset quality.
- Liquidity: cash position, repayment capacity, future working-capital needs.
The dual objective is clear: secure the transaction for lenders and ensure the company’s resilience for the buyers.
PrestaFlex acts as a financial conductor, coordinating banks, private investors, sellers, and legal advisors.
4. Anticipating future needs
Too often, buyouts focus solely on financing the purchase and neglect post-acquisition needs: modernising machinery, commercial development, digitalisation, hiring, or transition-related working-capital requirements.
PrestaFlex helps acquirers build these future needs into the funding plan from the outset. This foresight avoids liquidity strain in the months following completion and enables a smooth growth trajectory.
Our experts also analyse the legal and tax structure of the transaction to maximise the efficiency of financial leverage and protect investors’ interests.
5. Tailor-made support
Every MBO or MBI is unique. PrestaFlex adapts to the company’s size, the buyers’ profile, and the structure’s complexity.
Our approach is built on:
- In-depth analysis of the industrial and strategic plan;
- Comprehensive financial modelling with multiple buyout scenarios;
- Optimised presentation to financing partners with a clear, quantified, and credible dossier;
- End-to-end support through signing and funding.
PrestaFlex acts as a trusted intermediary, aligned with the objectives of acquiring managers and investors.
Conclusion: preparation is the key to success
A business takeover is not just a transaction — it is a transformation.
Drawing on its expertise in corporate finance, private equity, and hybrid solutions, PrestaFlex supports acquirers in turning the deal into a sustainable growth project.
By combining strategic vision, financial engineering, and forward planning, PrestaFlex ensures that every MBO or MBI is executed on solid foundations with financing that is intelligent, stable, and future-oriented.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
Turning Inventory and Assets into Liquidity — Strategic Financing for Growth