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Guarantees and Financing Solutions: Powerful Levers for Liquidity and Growth
In a demanding economic environment—where speed of execution and financial strength make the difference—Swiss companies must be able to mobilize resources quickly to finance their growth, projects, and investments.
Beyond traditional bank credit, one often-underestimated factor plays a decisive role: the quality and structure of guarantees.
At PrestaFlex, we help companies set up, optimize, and leverage their financial, banking, or insurance guarantees, turning dormant assets into liquidity levers.
Guarantees: A Financing Accelerator
A company with the right guarantees is a company that saves time.
As business cycles shorten and investment decisions speed up, accessing funds within useful timeframes has become a competitive edge.
Guarantees make it possible to:
- obtain a loan or credit line without diluting equity,
- secure a commercial or real-estate project,
- improve ratings and credibility with financial partners,
- and above all, strengthen cash flow and immediate execution capacity.
PrestaFlex helps clients structure these guarantees—whether bank bonds, credit insurance, pledges, receivables assignments, or letters of guarantee—to maximize approval speed and the performance of the solutions obtained.
Concrete Solutions to Strengthen Liquidity
Companies often hold under-utilized assets: trade receivables, inventory, contracts, real estate, machinery—even equity stakes.
PrestaFlex identifies how these assets can be mobilized as collateral within a financing structure tailored to the company’s size and strategy.
We operate notably in:
- Bank guarantees and bonds: rapid issuance of bid, performance, or payment guarantees for industrial, real-estate, or commercial projects.
- Surety bonds (insurance guarantees): flexible alternatives to bank guarantees that do not tie up bank credit lines.
- Receivables assignments or selective factoring: immediate conversion of invoices into cash without burdening the balance sheet.
- Pledging of assets or contracts: monetizing tangible or intangible assets to obtain complementary financing.
- Collateralized credit lines: fast funding for growth operations, acquisitions, or refinancing.
With an independent structuring approach, PrestaFlex designs agile arrangements where the guarantee becomes a financing engine rather than an administrative burden.
Why Guarantees Accelerate Growth
A company’s growth often hinges on securing financing at the exact moment an opportunity arises.
An acquisition, a won tender, an export contract, or a property project cannot wait months for approvals.
Well-structured guarantees help to:
- speed up lender and investor decision-making,
- reduce perceived counterparty risk,
- obtain better terms on rate and tenor,
- and expand financial flexibility to seize new opportunities.
In short, guarantees become a tool for active growth, serving strategy—not just a contractual accessory.
PrestaFlex Expertise: Turning Needs into Solutions
PrestaFlex acts as an independent advisor in financing and debt structuring, integrating guarantees and assignments within a holistic view of corporate liquidity.
We analyze the balance sheet, contracts, future cash flows, and short- to mid-term needs to determine:
- which guarantees can be mobilized immediately,
- which assets can be assigned or pledged,
- and which combination unlocks the most liquidity without destabilizing the capital structure.
This tailored approach is especially suited to SMEs, real-estate companies, industrials, scaling start-ups, and family groups, whose financing needs vary with growth and project cycles.
Speed, Flexibility, and Security
Our clients primarily seek three things: speed, flexibility, and security.
Thanks to our network of financial institutions, insurers, and specialized investors, PrestaFlex delivers solutions that are fast, secure, and proportionate to the company’s real needs.
We coordinate the entire process—from analysis to guarantee negotiation—so leaders can stay focused on running the business.
To Guarantee Is to Invest in Trust
A solid company is a credible company.
By structuring guarantees tailored to each growth stage, PrestaFlex helps clients strengthen the confidence of partners, investors, and lenders—while preserving financial independence.
Whether funding an expansion, ensuring contractual performance, refinancing an asset, or responding to a major tender, well-built guarantees become a liquidity engine, a strategic instrument, and a signal of strength.
PrestaFlex — structuring, securing, and financing corporate growth.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
Guarantees and Financing Solutions: Powerful Levers for Liquidity and Growth
In a demanding economic environment—where speed of execution and financial strength make the difference—Swiss companies must be able to mobilize resources quickly to finance their growth, projects, and investments.
Beyond traditional bank credit, one often-underestimated factor plays a decisive role: the quality and structure of guarantees.
At PrestaFlex, we help companies set up, optimize, and leverage their financial, banking, or insurance guarantees, turning dormant assets into liquidity levers.
Guarantees: A Financing Accelerator
A company with the right guarantees is a company that saves time.
As business cycles shorten and investment decisions speed up, accessing funds within useful timeframes has become a competitive edge.
Guarantees make it possible to:
- obtain a loan or credit line without diluting equity,
- secure a commercial or real-estate project,
- improve ratings and credibility with financial partners,
- and above all, strengthen cash flow and immediate execution capacity.
PrestaFlex helps clients structure these guarantees—whether bank bonds, credit insurance, pledges, receivables assignments, or letters of guarantee—to maximize approval speed and the performance of the solutions obtained.
Concrete Solutions to Strengthen Liquidity
Companies often hold under-utilized assets: trade receivables, inventory, contracts, real estate, machinery—even equity stakes.
PrestaFlex identifies how these assets can be mobilized as collateral within a financing structure tailored to the company’s size and strategy.
We operate notably in:
- Bank guarantees and bonds: rapid issuance of bid, performance, or payment guarantees for industrial, real-estate, or commercial projects.
- Surety bonds (insurance guarantees): flexible alternatives to bank guarantees that do not tie up bank credit lines.
- Receivables assignments or selective factoring: immediate conversion of invoices into cash without burdening the balance sheet.
- Pledging of assets or contracts: monetizing tangible or intangible assets to obtain complementary financing.
- Collateralized credit lines: fast funding for growth operations, acquisitions, or refinancing.
With an independent structuring approach, PrestaFlex designs agile arrangements where the guarantee becomes a financing engine rather than an administrative burden.
Why Guarantees Accelerate Growth
A company’s growth often hinges on securing financing at the exact moment an opportunity arises.
An acquisition, a won tender, an export contract, or a property project cannot wait months for approvals.
Well-structured guarantees help to:
- speed up lender and investor decision-making,
- reduce perceived counterparty risk,
- obtain better terms on rate and tenor,
- and expand financial flexibility to seize new opportunities.
In short, guarantees become a tool for active growth, serving strategy—not just a contractual accessory.
PrestaFlex Expertise: Turning Needs into Solutions
PrestaFlex acts as an independent advisor in financing and debt structuring, integrating guarantees and assignments within a holistic view of corporate liquidity.
We analyze the balance sheet, contracts, future cash flows, and short- to mid-term needs to determine:
- which guarantees can be mobilized immediately,
- which assets can be assigned or pledged,
- and which combination unlocks the most liquidity without destabilizing the capital structure.
This tailored approach is especially suited to SMEs, real-estate companies, industrials, scaling start-ups, and family groups, whose financing needs vary with growth and project cycles.
Speed, Flexibility, and Security
Our clients primarily seek three things: speed, flexibility, and security.
Thanks to our network of financial institutions, insurers, and specialized investors, PrestaFlex delivers solutions that are fast, secure, and proportionate to the company’s real needs.
We coordinate the entire process—from analysis to guarantee negotiation—so leaders can stay focused on running the business.
To Guarantee Is to Invest in Trust
A solid company is a credible company.
By structuring guarantees tailored to each growth stage, PrestaFlex helps clients strengthen the confidence of partners, investors, and lenders—while preserving financial independence.
Whether funding an expansion, ensuring contractual performance, refinancing an asset, or responding to a major tender, well-built guarantees become a liquidity engine, a strategic instrument, and a signal of strength.
PrestaFlex — structuring, securing, and financing corporate growth.
An article by Munur Aslan, Managing Director at PrestaFlex
See also our articles Corporate financing Zurich and Corporate financing Geneva for a broader perspective.
PrestaFlex financing solutions for real estate professionals 
PrestaFlex — Fueling Ambition, Funding Growth