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🇬🇧 Financing Construction Works for Commercial Properties in Switzerland: A Strategic Imperative
Building or renovating a commercial property involves a significant and complex investment. Costs include not only materials and labor but also administrative fees, technical studies, permits—and often, unexpected challenges on site. In Switzerland, where construction regulations and building standards are particularly strict, it’s essential to have solid, flexible, and tailored financing suited to the specifics of the commercial real estate sector.
Such financing must not only cover immediate construction expenses but also ensure smooth cash flow management throughout the project, which can last several months or even years. The ability to disburse funds progressively—aligned with project milestones—is a key success factor.
Tailored Financing Solutions for Commercial Real Estate Projects
In Switzerland, companies have access to various forms of financing for commercial property construction. A mortgage loan is often the foundation, offering competitive interest rates thanks to the property’s collateral. However, during the construction phase—when liquidity needs fluctuate—traditional mortgages alone may not be sufficient.
Banks therefore also offer construction loans or dedicated financing lines, allowing funds to be released in tranches based on validated progress. This staged disbursement avoids over-indebtedness at the start of the project and reduces interest costs on unused capital.
Moreover, financial institutions carefully evaluate project feasibility: the quality of the file, land value, rental potential, the company's creditworthiness, and the solidity of the business plan. These elements determine the terms and conditions of the loan (amount, duration, interest rate).
PrestaFlex Expertise: Your Advantage in Securing and Optimizing Financing
PrestaFlex is a trusted expert in supporting Swiss companies with the financing of their commercial real estate construction projects. With deep financial market knowledge and an extensive banking partner network, PrestaFlex offers a bespoke service that goes far beyond traditional brokerage.
- Comprehensive, tailored project analysis, focused on your company’s profile and the specific demands of the construction. This step helps identify the most suitable financing strategies, taking into account timelines, working capital needs, and available guarantees.
- Preparation and structuring of a strong financing package, highlighting the project’s strengths and anticipating lender expectations. This meticulous approach significantly increases the chances of securing financing on optimal terms.
- Negotiation management with banks and lenders, ensuring efficient, customized financial arrangements while optimizing costs (interest rates, additional fees) and securing timely fund disbursement.
Complementary Solutions for Optimized Cash Flow Management
Beyond traditional loans, PrestaFlex also advises on complementary financial tools to improve liquidity throughout the construction process:
- Sale and Lease Back: frees up capital tied to existing assets while allowing continued use via leasing.
- Factoring: selling receivables to third parties to access fast funding—ideal during growth or capital-intensive project phases.
- Reverse Factoring: improves supplier relationships and payment flows with subcontractors.
This diversified toolbox, combined with strict financial management, helps anticipate funding needs, avoid cash flow pressures, and ensure smooth project execution.
Diverse Project Scales and Funding Amounts: Total Flexibility
PrestaFlex supports projects of all sizes—from retail units for SMEs to logistics hubs, industrial facilities, and premium office developments. Financing amounts range from CHF 100,000 to several million, precisely tailored to each project’s actual needs.
This flexibility allows PrestaFlex to serve both small businesses and large real estate developers, delivering focused expertise and personalized support at every step of the financing process.
A Strategic Partner for the Success of Your Commercial Real Estate Project
Financing construction works for commercial buildings is a critical phase in the success of any real estate project in Switzerland. It requires technical know-how, a strong grasp of financial products, and the ability to anticipate and manage liquidity constraints.
With PrestaFlex, businesses benefit from comprehensive, personalized support—ensuring access to funds, optimized financing conditions, and successful project delivery.
Choosing PrestaFlex means choosing a strategic partner committed to the sustainable success of your real estate investments.
An article by Munur Aslan, Director of PrestaFlex.
" ["post_title"]=> string(27) "Financing construction work" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(6) "closed" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(27) "financing-construction-work" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-05-28 18:00:37" ["post_modified_gmt"]=> string(19) "2025-05-28 16:00:37" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(30) "https://prestaflex.ch/?p=13755" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" }🇬🇧 Financing Construction Works for Commercial Properties in Switzerland: A Strategic Imperative
Building or renovating a commercial property involves a significant and complex investment. Costs include not only materials and labor but also administrative fees, technical studies, permits—and often, unexpected challenges on site. In Switzerland, where construction regulations and building standards are particularly strict, it’s essential to have solid, flexible, and tailored financing suited to the specifics of the commercial real estate sector.
Such financing must not only cover immediate construction expenses but also ensure smooth cash flow management throughout the project, which can last several months or even years. The ability to disburse funds progressively—aligned with project milestones—is a key success factor.
Tailored Financing Solutions for Commercial Real Estate Projects
In Switzerland, companies have access to various forms of financing for commercial property construction. A mortgage loan is often the foundation, offering competitive interest rates thanks to the property’s collateral. However, during the construction phase—when liquidity needs fluctuate—traditional mortgages alone may not be sufficient.
Banks therefore also offer construction loans or dedicated financing lines, allowing funds to be released in tranches based on validated progress. This staged disbursement avoids over-indebtedness at the start of the project and reduces interest costs on unused capital.
Moreover, financial institutions carefully evaluate project feasibility: the quality of the file, land value, rental potential, the company’s creditworthiness, and the solidity of the business plan. These elements determine the terms and conditions of the loan (amount, duration, interest rate).
PrestaFlex Expertise: Your Advantage in Securing and Optimizing Financing
PrestaFlex is a trusted expert in supporting Swiss companies with the financing of their commercial real estate construction projects. With deep financial market knowledge and an extensive banking partner network, PrestaFlex offers a bespoke service that goes far beyond traditional brokerage.
- Comprehensive, tailored project analysis, focused on your company’s profile and the specific demands of the construction. This step helps identify the most suitable financing strategies, taking into account timelines, working capital needs, and available guarantees.
- Preparation and structuring of a strong financing package, highlighting the project’s strengths and anticipating lender expectations. This meticulous approach significantly increases the chances of securing financing on optimal terms.
- Negotiation management with banks and lenders, ensuring efficient, customized financial arrangements while optimizing costs (interest rates, additional fees) and securing timely fund disbursement.
Complementary Solutions for Optimized Cash Flow Management
Beyond traditional loans, PrestaFlex also advises on complementary financial tools to improve liquidity throughout the construction process:
- Sale and Lease Back: frees up capital tied to existing assets while allowing continued use via leasing.
- Factoring: selling receivables to third parties to access fast funding—ideal during growth or capital-intensive project phases.
- Reverse Factoring: improves supplier relationships and payment flows with subcontractors.
This diversified toolbox, combined with strict financial management, helps anticipate funding needs, avoid cash flow pressures, and ensure smooth project execution.
Diverse Project Scales and Funding Amounts: Total Flexibility
PrestaFlex supports projects of all sizes—from retail units for SMEs to logistics hubs, industrial facilities, and premium office developments. Financing amounts range from CHF 100,000 to several million, precisely tailored to each project’s actual needs.
This flexibility allows PrestaFlex to serve both small businesses and large real estate developers, delivering focused expertise and personalized support at every step of the financing process.
A Strategic Partner for the Success of Your Commercial Real Estate Project
Financing construction works for commercial buildings is a critical phase in the success of any real estate project in Switzerland. It requires technical know-how, a strong grasp of financial products, and the ability to anticipate and manage liquidity constraints.
With PrestaFlex, businesses benefit from comprehensive, personalized support—ensuring access to funds, optimized financing conditions, and successful project delivery.
Choosing PrestaFlex means choosing a strategic partner committed to the sustainable success of your real estate investments.
An article by Munur Aslan, Director of PrestaFlex.
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