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Private Equity and Tailor-Made Financing: Two Inseparable Levers for Business Growth
Financing is the oxygen of any company. Yet not all businesses share the same needs or risk profile. SMEs and mid-sized companies in Switzerland know this well: access to traditional bank credit is often limited, tied to collateral requirements, financial ratios, and Basel prudential regulations. In this context, Private Equity and alternative financing emerge as complementary and strategic solutions.
Why Private Equity Must Think in Terms of Customized Financing
A Private Equity fund naturally seeks leverage: to maximize value creation from the equity invested. However, without flexible financing instruments, the transaction relies solely on the investor’s risk capital. Incorporating tools such as bridge loans, current account facilities, mezzanine loans, or mortgage financing allows for risk diversification and accelerates value creation.
A recent SECO study on SME financing shows that companies are increasingly turning to non-bank solutions such as leasing or shareholder loans, demonstrating that diversification has become a necessity.
The Role of PrestaFlex: Architect of Financial Solutions
As a specialized broker and advisor, PrestaFlex bridges the gap between Private Equity investors and alternative financing sources. With a proven methodology—balance sheet analysis, business model evaluation, repayment capacity scoring—PrestaFlex structures financing arrangements that secure transactions while avoiding banking rationing.
Factoring, leasing, bridge loans, mezzanine, or mortgage financing: each tool is tailored to the company’s actual needs and the investor’s strategy. This approach lowers the average cost of capital, improves liquidity, and ensures optimal leverage.
When Should a Company Consider Private Equity?
Conversely, a business may open its capital to a fund or private investor when facing situations such as:
- External growth: acquiring a competitor or supplier.
- Succession / transfer: ensuring continuity of a family-owned SME.
- Innovation: funding R&D or a strategic shift (digital, ecological).
- Financial consolidation: strengthening equity when debt is excessive.
Private Equity is not a last-resort solution but a strategic tool. By bringing in equity capital and sector expertise, it strengthens a company’s credibility with financial partners and facilitates access to loans.
A Win-Win Partnership
The synergy between alternative financing and Private Equity rests on a simple principle: the investor secures and multiplies performance, while the company gains liquidity and tailored solutions for its growth stage.
PrestaFlex, active for over ten years in the Swiss and European markets, supports this partnership by acting as a facilitator: analyzing, structuring, and negotiating the best terms with both financial institutions and private investors.
In summary: Private Equity without tailored financing loses leverage, while a company without Private Equity may lack ambition. Between the two, PrestaFlex builds the bridge that turns a project into a success.
An article by Munur Aslan, Director of PrestaFlex
Private Equity and Tailor-Made Financing: Two Inseparable Levers for Business Growth
Financing is the oxygen of any company. Yet not all businesses share the same needs or risk profile. SMEs and mid-sized companies in Switzerland know this well: access to traditional bank credit is often limited, tied to collateral requirements, financial ratios, and Basel prudential regulations. In this context, Private Equity and alternative financing emerge as complementary and strategic solutions.
Why Private Equity Must Think in Terms of Customized Financing
A Private Equity fund naturally seeks leverage: to maximize value creation from the equity invested. However, without flexible financing instruments, the transaction relies solely on the investor’s risk capital. Incorporating tools such as bridge loans, current account facilities, mezzanine loans, or mortgage financing allows for risk diversification and accelerates value creation.
A recent SECO study on SME financing shows that companies are increasingly turning to non-bank solutions such as leasing or shareholder loans, demonstrating that diversification has become a necessity.
The Role of PrestaFlex: Architect of Financial Solutions
As a specialized broker and advisor, PrestaFlex bridges the gap between Private Equity investors and alternative financing sources. With a proven methodology—balance sheet analysis, business model evaluation, repayment capacity scoring—PrestaFlex structures financing arrangements that secure transactions while avoiding banking rationing.
Factoring, leasing, bridge loans, mezzanine, or mortgage financing: each tool is tailored to the company’s actual needs and the investor’s strategy. This approach lowers the average cost of capital, improves liquidity, and ensures optimal leverage.
When Should a Company Consider Private Equity?
Conversely, a business may open its capital to a fund or private investor when facing situations such as:
- External growth: acquiring a competitor or supplier.
- Succession / transfer: ensuring continuity of a family-owned SME.
- Innovation: funding R&D or a strategic shift (digital, ecological).
- Financial consolidation: strengthening equity when debt is excessive.
Private Equity is not a last-resort solution but a strategic tool. By bringing in equity capital and sector expertise, it strengthens a company’s credibility with financial partners and facilitates access to loans.
A Win-Win Partnership
The synergy between alternative financing and Private Equity rests on a simple principle: the investor secures and multiplies performance, while the company gains liquidity and tailored solutions for its growth stage.
PrestaFlex, active for over ten years in the Swiss and European markets, supports this partnership by acting as a facilitator: analyzing, structuring, and negotiating the best terms with both financial institutions and private investors.
In summary: Private Equity without tailored financing loses leverage, while a company without Private Equity may lack ambition. Between the two, PrestaFlex builds the bridge that turns a project into a success.
An article by Munur Aslan, Director of PrestaFlex
Special Financing – Your assets as leverage for your projects